Reading Time: ( Word Count: )The word vulnerable conjures images of weakness and susceptibility. Since March 2020, vulnerability has most frequently been used within the health industry, in relation to both physical and mental wellbeing. In the debt space, every...

The impact of the Covid pandemic has resulted in 700,00 people, in the UK, already in arrears with their rent payments. A study from the Joseph Rowntree foundation estimated the total of these arrears to be £400m already.   Between November 2019 and October 2020,...

A new type of consumer is emerging in the debt industry - the ‘Covid Debtor’.  The global pandemic has triggered job losses across the country, seeing people previously in well paid, secure jobs now unemployed. Entire industries have faced unprecedented...

COVID Impact – 3.6 Million Worried About Paying Bills  In a recent survey by Go Compare, it was found that 3.6 million people in the UK are worried they may not be able to pay their bills. The impact of COVID has led to widespread redundancies, which has had...

Profile.  Gillian Doyle is Cerebreon’s Chief Executive Officer, former senior analyst of Watch Portfolio Management and graduate of UCD with a PhD in "The plasmonic response and coupling of nanoforests and nanoparticles.".  Gill, why did you found Cerebreon?...

The outbreak of COVID-19 resulted in all but non-essential businesses closing to reduce the spread of the virus. Over 2.1 million people applied for Universal Credit in April and more than 10 million people supported by Government schemes.  The financial stress of...

The outbreak of COVID-19 resulted in all but non-essential businesses closing to reduce the spread of the virus. Over 2.1 million people applied for Universal Credit in April and more than 10 million people supported by Government schemes.  With family budgets under...

The UK’s largest insolvency regulator, the Insolvency Practitioners Association, has introduced unprecedented measures to regulate a new and dynamic area of the insolvency market. First implemented in January 2019, the Volume Provider Regulation (VPR) Scheme...

Recent multi-million data security fines raise important questions about information security. As more and more data is stored electronically, there is an increasing need for businesses to continually update security to protect customer data from rapidly...

It’s time to shine a light on debt data. Debt fuels economic growth and is one of the earliest concepts predating money, but it’s not free of danger and must be handled carefully. Attempting to buy a house is now almost impossible without a mortgage and businesses...

Over the last decade, creditors have raised increasing concerns about the level of fees insolvency practitioners charged for Individual Voluntary Arrangements (IVAs). Many creditors felt unhappy that insolvency practitioners recovered their costs within the first 20...

Tackling the biggest challenge facing the insolvency industry.  The debt and insolvency industry has a big problem.  There’s a black hole of data that’s limiting the sector’s ability to make effective decisions and do what’s right for the most vulnerable people...